Manage your household finances, together.
Cortado imports your accounts, categorizes every transaction, tracks what's recurring, and keeps a shared balance — so both of you stay in the picture.
QUINN HOUSEHOLD
Last completed month
May 2026
Household spend
Total spend in May
$4,220
47 expenses this month
Settlement
OutstandingMay 2026 with Sam
$127.40
Sam owes Alex
$240.00 paid this month
Category breakdown
Where May 2026's money went
$4,220
MAY 2026
- Housing$2,10050%
- Groceries$61214%
- Dining$54013%
- Transport$3208%
- Shopping$2807%
Everything in one place.
Cortado is one app for the financial work of running a household together.
Auto-categorization
Every transaction tagged on arrival.
Vendor intelligence
Messy merchant strings cleaned into real names.
Subscription tracking
Catches what's quietly renewing.
Spending insights
Trends and category breakdowns at a glance.
Bank imports
CSV from any bank, with duplicate detection.
Shared balance
Splits, settlements, and a running total between you and your partner.
Categorization
Every transaction, automatically categorized.
Imported transactions get tagged the moment they arrive — groceries, transport, subscriptions, dining, the rest. Manual entries get the same treatment. Override anytime when something lands in the wrong bucket.
- Categorized on import — CSV and manual entries alike
- Bulk re-categorize when you change your mind
Recent transactions
Loblaws
May 23
−$87.42GroceriesEsso
May 22
−$48.20TransportAmazon
May 22
−$34.99ShoppingNetflix
May 22
−$16.99SubscriptionsTim Hortons
May 21
−$8.40DiningSpotify
May 20
−$10.99Entertainment
Vendors
A vendor list that actually makes sense.
Bank statements arrive full of strings like AMZN MKTP US*JK4F2. Cortado normalizes them into a single vendor — Amazon — and recognizes that vendor every time it shows up, across every account and every import.
- Messy merchant strings resolved on import
- One vendor across every account, every CSV
- Rename or merge to match how your household talks
Vendor registry
AMZN MKTP US*JK4F2
AmazonTIM HORTONS #2419
Tim HortonsTST* STARBUCKS #02134
Starbucks
Insights
See what your household actually spends on.
Monthly trends, category breakdowns, and a subscription view that catches what's quietly renewing.
- Monthly trends by category and total
- Subscriptions surfaced automatically
Spending — last 6 months
$4,220 May
Top categories — May
- Groceries$1,240
- Housing$2,100
- Dining$540
- Transport$320
Netflix subscription
Monthly · next charge Jun 4
Imports
Bank imports that arrive ready to use.
Upload a CSV from any bank or credit card. Cortado recognizes the major Canadian banks automatically and adapts to anything else with flexible column mapping. Duplicate detection catches what you've already logged. Rows land categorized and vendor-resolved.
- Recognizes the major Canadian banks out of the box
- Flexible column mapping for anything else
- Duplicate detection against existing transactions
Import review
rbc-chequing-may.csv · 47 transactions
- May 23Loblaws−$87.42
- May 22Esso−$48.20
- May 22NetflixPossible duplicate−$16.99
- May 21MTL Bistro−$62.30
- May 20Spotify−$10.99
Common questions
What banks does Cortado support?
Any bank that exports CSV. The major Canadian banks are recognized automatically; for anything else, Cortado walks you through flexible column mapping.
Is this a budgeting tool?
No. Cortado tracks what your household has spent — not what you've budgeted to spend. If you want envelopes, forecasts, or savings goals, look at YNAB or Monarch.
Multi-currency?
Currently single-currency (CAD). Multi-currency isn't on the near-term roadmap.
Where does my data live?
In a private Postgres database tied to your household. Nothing is shared, aggregated, or sold.
Ready to see it?
Take the demo for a spin — no signup, no credit card. If it clicks, you can spin up your own household in under a minute.